Data & Privacy

Privacy Policy

pak34 is committed to protecting your personal information. This Policy explains exactly what data we collect, why we collect it, how it is used and the rights you have over your own information.

Last Updated: January 2026

What This Policy Covers

These cards highlight the core themes of our Privacy Policy. They are summaries only — please read the full policy below for complete and binding information.

What Data We Collect

We collect identity data (name, date of birth, CNIC/passport), contact details, financial transaction records, KYC documents, device/browser information, and behavioural data generated during your use of the pak34 Platform.

Why We Use Your Data

Your data is used to operate your account, verify your identity (KYC/AML), process transactions, deliver support, comply with legal obligations, prevent fraud, and — where you have consented — provide personalised communications and offers.

When Data Is Shared

We do not sell your personal data. Data may be shared with KYC verification partners, payment processors, fraud-prevention services, analytics providers and regulatory or law-enforcement authorities where legally required.

How We Protect Your Data

pak34 applies industry-standard security measures including 256-bit SSL/TLS encryption, role-based access controls, encrypted data-at-rest storage, and regular security assessments to protect personal information from unauthorised access or disclosure.

Your Rights Over Your Data

You have the right to access, correct, restrict processing of, port and — subject to legal retention requirements — request deletion of your personal data. You may also object to data processing and withdraw marketing consent at any time.

Cookies & Tracking

pak34 uses essential, functional, analytics and optional marketing cookies. Essential cookies cannot be disabled as they are required for Platform operation. You may manage non-essential cookies through your browser or account settings.

Your Data Protection Rights

Regardless of your location in Pakistan — Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan or Peshawar — these rights apply to your personal data held by pak34, subject to applicable legal obligations and retention requirements.

Right to Access

Request a copy of all personal data we hold about you, including how it is used and with whom it has been shared.

Right to Rectification

Request correction of inaccurate or incomplete personal data held on your account without undue delay.

Right to Erasure

Request deletion of your personal data where there is no overriding legal basis for continued retention — subject to AML and regulatory requirements.

Right to Restrict Processing

Request temporary restriction of data processing while a correction request or objection is being investigated by pak34.

Right to Data Portability

Receive your personal data in a structured, machine-readable format for transfer to another service provider where technically feasible.

Right to Object

Object to processing of your data for direct marketing purposes or processing based on our legitimate interests, with immediate effect for marketing.

Withdraw Consent

Withdraw any consent you have given for data processing at any time. Withdrawal does not affect the lawfulness of processing prior to withdrawal.

Automated Decision-Making

Request human review of any decision made about you through automated processing, including profiling, that produces legal or significant effects.


Questions About Your Data?

Our support team is available seven days a week to address any privacy concerns. You can also review our full Terms & Conditions or visit the FAQ for quick answers.

Back to Homepage Terms & Conditions